Group Critical Illness

Protect employees and their families when they need it most

Download Group Critical Illness Factsheet

Group Critical Illness insurance schemes provide employees with a lump sum if diagnosed with a critical illness. The money can be spent on anything they need or utilised to help aid their recovery.

Group Critical Illness insurance is set up in a similar way to Group Life insurance contract and not every employee has to be included in the Group Critical Illness insurance cover. Many policies vary, so attention should be given to the cover provided and policy condition definitions that are defined within a policy schedule.

Cover is normally limited to a maximum of £500,000 per employee and a maximum of 5 times your salary. 

Conditions covered vary depending on insurer used but many policies cover major conditions such as cancer, heart attack, stroke or major organ transplant

Spouses, partners and children up to the age of 18 (or 21 if in full-time education) can be covered

Rehabilitation support services included in some critical illness contracts can significantly help to support recovery

Some Group Critical Illness insurance schemes include RedArc. This service offers a long-term Personal Nurse Adviser service that provides practical advice and emotional support following a cancer diagnosis. The service is provided by telephone and available at claims stage to members and their families.

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Why Choose this Scheme?

Peace of Mind

Provide financial security for employees, reducing stress and worry

Cost-Effective

Protect your employees at a low cost that’s right for your business

Simple Admin

Keep your admin easy, hassle-free and to a minimum

Choose the best benefits package for you

Our benefits can be developed into a bespoke package for you. You can pick and choose from our range to find those that most interest you and your employees. Contact us to discuss your options.

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Protect your employees

Give your staff peace of mind and ensure they feel protected. Talk to us about implementing Group Insurance Schemes in your workplace today.